Welcome to Payne Insurance Agency

We are a family owned and operated independent insurance agency serving the entire state of Michigan since 1978. We represent a full spectrum of companies for individuals and businesses.  Let us find you a competitive rate.  For your convenience use our online quick quotes.

We service the Lansing area and throughout the state of Michigan. At Payne Insurance Agency, each one of our clients is treated as though they are the most important client we have.

We offer all types of Personal Insurance coverages to our clients in Michigan including Auto, Homeowners, Motorcycle, Boat, Car, Renters and Umbrella. Our benefits department can also assist you in protecting you and your family with Life, Health, Disability and Dental insurance.

Give one of our agents a call to save money on your Business Insurance. Some of our Commercial insurance coverages include Commercial Auto, Work Comp, Business Owners Packages, and General Liability.

Clients select Payne Insurance Agency because:

• When you call during business hours a licensed agent picks up the phone.  We pride ourselves on fast and friendly service.  We make sure we give every client personalized responsive service that starts the moment they contact us and doesn't end when the sale is complete
• You get the benefit of working with an independent agency who only works with the most reputable, financially sound carriers.  We do the searching for you to find the policy that is the best match for your budget.
• Integrity is eveything to us.  Whether it's home, renter's, condo, auto, liability umbrella, commercial, life, health, or long term insurance, we will use our extensive product knowledge to ask questions, listen and then create the insurance solution that is best for YOU.